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But right this moment, many large companies have found a solution to profit with out having to do the laborious work of meeting societal and even consumer needs. Nowhere is this extra prevalent than within the Canadian banking business. In Canada, what explains financial institution level earnings isn’t their means to meet consumer wants, it’s their means to use shoppers, construct market power, and reduce regulatory burdens. Sadly, capitalism has been railroaded from what was as soon as a promising (though not good) system of meeting societal needs to one the place businesses acceptable worth from society by fabricating wants that did not exist before (e.g. convincing Canadians that they need additional monetary products with greater fees) and by shifting Canadian disposable revenue to financial institution coffers (e.g. growing credit levels where and each time doable).
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